California Consumer Privacy Act (CCPA) Rights

California Consumer Privacy Act (CCPA) Rights

Effective Date: March 1 2025 At DoctorLoans.com, we value your privacy and are committed to protecting your personal information. If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) regarding how your data is collected, used, and shared.

Your CCPA Rights

1. Right to Know

You have the right to request details about:

• The categories of personal information we collect.
• The purposes for which we use your personal information.
• The categories of third parties (such as mortgage lenders or brokers) with whom we share your data.

2. Right to Delete

You can request that we delete the personal information we have collected from you, except where retention is required by law or for legitimate business purposes (e.g., fraud prevention, compliance with federal lending regulations).

3. Right to Opt-Out of Sale

We may share your information with third-party mortgage lenders, brokers, and affiliates who may contact you regarding loan opportunities. Under CCPA, this may be considered a “sale” of data. You have the right to opt out of this data sharing. To opt out, see our Do Not Sell My Personal Information below.

4. Right to Non-Discrimination

Exercising your CCPA rights will not affect the services we provide. We do not charge different prices or deny service based on privacy preferences.

How to Exercise Your Rights

You can submit a request by:

• Emailing us ccparights@doctorloans.com

We will respond to your request within 45 days, as required by law.

Data We Collect

To connect you with mortgage providers, we may collect:

• Personal Identifiers: Name, phone number, email, zip code.
• Mortgage Inquiry Details: Loan type, home purchase/refinance interest.
• Device and Browsing Data: When visiting our website (e.g., cookies, IP address).

We do not collect Social Security numbers or financial details.

How We Use and Share Your Data

• We collect your information to match you with licensed mortgage lenders or brokers.
• We share your contact details with these third parties so they can provide mortgage-related information.
• We do not directly originate loans or make lending decisions.

For full details, review our Privacy Policy.

TCPA & SMS Consent

By submitting your information, you may receive calls, emails, or text messages from mortgage professionals. Message & data rates may apply. Reply STOP to opt out at any time.

Changes to This Notice

We may update this CCPA Rights page periodically. Any changes will be posted with the effective date updated.